---
product_id: 271925856
title: "Layered Money: From Gold and Dollars to Bitcoin and Central Bank Digital Currencies Paperback – January 18, 2021"
brand: "nik bhatia"
price: "A$35"
currency: AUD
in_stock: true
reviews_count: 13
url: https://www.desertcart.com.au/products/271925856-layered-money-from-gold-and-dollars-to-bitcoin-and-central
store_origin: AU
region: Australia
---

# Layered Money: From Gold and Dollars to Bitcoin and Central Bank Digital Currencies Paperback – January 18, 2021

**Brand:** nik bhatia
**Price:** A$35
**Availability:** ✅ In Stock

## Quick Answers

- **What is this?** Layered Money: From Gold and Dollars to Bitcoin and Central Bank Digital Currencies Paperback – January 18, 2021 by nik bhatia
- **How much does it cost?** A$35 with free shipping
- **Is it available?** Yes, in stock and ready to ship
- **Where can I buy it?** [www.desertcart.com.au](https://www.desertcart.com.au/products/271925856-layered-money-from-gold-and-dollars-to-bitcoin-and-central)

## Best For

- nik bhatia enthusiasts

## Why This Product

- Trusted nik bhatia brand quality
- Free international shipping included
- Worldwide delivery with tracking
- 15-day hassle-free returns

## Description

Full description not available

## Images

![Layered Money: From Gold and Dollars to Bitcoin and Central Bank Digital Currencies Paperback – January 18, 2021 - Image 1](https://m.media-amazon.com/images/I/71WmJK7szRL.jpg)
![Layered Money: From Gold and Dollars to Bitcoin and Central Bank Digital Currencies Paperback – January 18, 2021 - Image 2](https://m.media-amazon.com/images/I/71CcNolD0+L.jpg)

## Customer Reviews

### ⭐⭐⭐⭐⭐ 5.0 out of 5 stars







  
  
    Great primer on hard money
  

*by A***Y on Reviewed in the United States on November 2, 2023*

I liked the way Nik framed the layers of money.  I had not encountered that idea before.  But it became slightly confusing at times working backwards and slipping from different kinds of historical monetary instruments.  Overall I'm really glad I purchased this small book and supported a unique voice in the Bitcoin community.

### ⭐⭐⭐⭐⭐ 5.0 out of 5 stars







  
  
    Clever Analysis of the Evolution of Money
  

*by E***S on Reviewed in the United States on November 30, 2021*

This book built up a clear and concise, theoretical model of how the world’s monetary systems have evolved over time.  This book is similar to “The Bitcoin Standard”, without over playing the politics of libertarianism.  Instead, the book emphasised the fragile nature of our traditional monetary system, with its heavy reliance on creating money by issuing credit and liabilities.  The tone of the explanation was objective and demonstrated the enormous complexity and counter-party risks that were inherent in the global monetary system, by the financial crisis of 2007 and 2008.  The book was able to transition, smoothly and convincingly, to the logical benefits of using neutral monetary denominations, like Bitcoin, as a reserve currency - a first layer of a hierarchy of monetary layers.

### ⭐⭐⭐⭐ 4.0 out of 5 stars







  
  
    Solid Breakdown
  

*by J***H on Reviewed in the United States on January 20, 2022*

Provides a very solid breakdown of current, past, and potential future monetary constructs. Stays higher level so it helps if you already have an understanding of how money is created, issued, and utilized. Definitely worth reading.

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---

*Product available on Desertcart Australia*
*Store origin: AU*
*Last updated: 2026-02-15*